Golden Baccarat Simulator

GOLDEN BACCARAT

Experience the thrill of the casino with our elegant Baccarat simulator. Place your bets and test your luck!

Your Game Balance
Available Balance:
1,000.00
Place Your Bet
Player (1:1)
Banker (0.95:1)
Tie (8:1)
Game Results
Place your bet and deal cards to start playing!
PLAYER HAND
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Total: -
BANKER HAND
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Total: -
Game History
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Baccarat Rules

Player Bet

Betting on the Player means you believe the Player's hand will be closer to 9 than the Banker's hand.

  • The Player hand follows fixed drawing rules
  • Player always draws a third card when their total is 0-5
  • Player stands on 6 or 7
  • Natural win occurs with 8 or 9

Payout: 1:1 (Bet $10, win $10)

Banker Bet

Betting on the Banker means you believe the Banker's hand will beat the Player's hand.

  • Banker has slightly better odds than Player
  • Banker drawing rules are more complex and depend on Player's third card
  • A 5% commission is taken on winning Banker bets
  • Banker stands on 7

Payout: 0.95:1 (Bet $10, win $9.50)

Tie Bet

Betting on Tie means you believe both hands will have the same total.

  • Tie bets have the highest payout but lowest probability
  • Occurs when Player and Banker have the same point total
  • All bets on Player and Banker are returned (no win or loss)
  • Tie bet wins only when hands have equal value

Payout: 8:1 (Bet $10, win $80)

Card Values

  • Aces = 1 point
  • 2-9 = Face value
  • 10, Jack, Queen, King = 0 points
  • Hand total is the sum of cards modulo 10 (e.g. 7+8=15 → 5 points)
  • Natural win occurs with 8 or 9 from first two cards

Player: 1:1

Banker: 0.95:1

Tie: 8:1